Morgan Stanley Wealth – Tablet 3.0.45

Experience the convenience and control of managing your personal finances with the Morgan Stanley Mobile App. With this powerful tool, you can effortlessly access and oversee your accounts, securely deposit checks, transfer funds, and collaborate seamlessly with your Morgan Stanley team from virtually anywhere. It's online banking at its finest, fortified with multiple layers of security.

Account Management:

• Conveniently access your accounts with Touch ID or Face ID (for eligible devices).
• Gain insight into your account balance, activity, holdings, and projected income.
• Easily access important documents such as statements, trade confirmations, and tax documents.
• Update your profile information, including your address, email, and phone number.
• Monitor all your external accounts and credit cards to achieve a more holistic financial view.
• Track your income, expenses, and create a personalized budget for better financial planning.
• Receive account alerts and customize your preferences.
• Effortlessly trade stocks and exchange-traded funds (ETFs).
• Safeguard your debit card by temporarily locking it if misplaced.
• Add beneficiaries to your IRA.

Enhanced Security:

• Configure multi-factor authentication settings to ensure the utmost protection for accessing your accounts.
• Verify online sessions via push notifications on your mobile device.
• Add an extra layer of security with compatible security keys to safeguard access to your account.
• For immediate assistance, contact our Client Service Center at 1-888-454-3965 (available 24/7). If you are outside the United States, please call collect at 1-801-617-9150.

Seamless Fund Transfers:

• Easily deposit checks using the camera on your mobile device.
• Authorize wire transfers and fund transfers with just one click.
• Transfer funds between your Morgan Stanley accounts and other financial institutions.
• Effortlessly move assets from an external brokerage account to your Morgan Stanley brokerage account.
• Conveniently pay your bills using Morgan Stanley's Online Payments service.

Connectivity and Collaboration:

• Find the nearest Morgan Stanley branches for in-person assistance.
• Locate ATMs worldwide for convenient cash access.
• Schedule a meeting with your dedicated Financial Advisor.
• Upload and securely share important documents with your Morgan Stanley team.
• Stay well-informed with real-time market data and access to research reports.

Standard messaging and data rates from your provider may apply. Subject to device connectivity.

The Morgan Stanley Debit Card is issued by Morgan Stanley Private Bank, National Association under license from Mastercard International Incorporated. Mastercard and Maestro are registered trademarks of Mastercard International Incorporated. The third-party trademarks and service marks mentioned herein are the property of their respective owners.

Investments and services offered through Morgan Stanley Smith Barney LLC, Member SIPC.

Please note that mobile check deposits are subject to specific terms and conditions and must be drawn on a U.S. Bank. The Zelle service and related marks are wholly owned by Early Warning Services, LLC and used under license. Morgan Stanley is not affiliated with Zelle.

Please be aware that electronic payments typically arrive within 1-2 business days, while check payments generally take 5 business days to reach the payee. Expedited same-day and overnight payments are available for an additional fee within the available payment timeframes.

Investment, insurance, and annuity products offered through Morgan Stanley Smith Barney LLC are not FDIC insured, may lose value, are not bank guaranteed, and are not a bank deposit. They are also not insured by any federal government agency.

© 2022 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 3090089 5/20